Finance Laws for 2009 Discussed at Public Meeting

Sponsored by the Chambre de Notaires de Paris

The Chambre des Notaires de Paris is sponsoring an evening presentation by the Conseil Supérieur du Notariat, the Ordres des Experts-comptables National et Ile-de-France and the publication Les Echos, regarding the new finance laws of 2009.

January 14, 2009, 5 p.m.
Maison de la Chimie
28, rue Saint-Dominique
75007 Paris

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Living and Investing in France Real Estate Conference
March 21-22, 2009 New Orleans

 

Mark your calendars and start searching for great airfares to come to the "Big Easy" (New Orleans) for the 23rd Living and Investing in France Real Estate Conference!

For more information visit
www.adrianleeds.com/frenchproperty/conference or email: info@adrianleeds.com

 

 

 

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What to Look for in a Fractional Ownership Project
By Steven Navaro

Paris Home Shares
www.adrianleeds.com/frenchproperty/fractional

1. Who is the Developer?

Before you entrust your money to someone, check out their experience and track record. It may sound like common sense, but many people are swayed by a slick Web site with fancy graphics and photos, without a clear understanding who they are dealing with. Does the developer have the legal, technical and financial strength and experience to complete the project as presented? What is their track history? Do they provide the ability to speak with past clients? These are important questions to ask.

2. What are the annual costs of ownership?

As a part owner, one would reasonably expect that annual operating costs would bear a close relationship to the annual assessments. Of course, if concierge and hotel-like perks are part of the package, this can raise the annual costs dramatically. Look at the true per diem cost of ownership (annual fee divided by number of days use) to determine if this is truly a good value. See if these costs are disclosed publicly on their Web site. If they aren't, there may be a reason.

3. Who manages the property and at what cost to the owners?

Some developers encourage and train the owners on self-management; others have a management contract with sister companies. This is profitable for the developer, but not always a good deal for the owner. Find out ahead of time what the annual costs of management are, and whether the management contract is able to be canceled or renegotiated.

4. How much markup does the Developer charge?

Most developers do not like to disclose their profit margins, sometimes for good reason. It is not reasonable to expect a Developer to work for free, nor to expect that a fractional interest of a property that has been completely renovated and furnished, is somehow the same as the market value of the same apartment times that percentage. It costs a lot of money to find, acquire, renovate, furnish, market and complete a fractional project.

Having said that, Paris property prices per m2 are published every quarter and are well known in the local industry, down to each neighborhood. Anything over 140% of current market value divided by the number of shares is, in my mind, excessive. Some developers have a markup in excess of 300%. (4 times market value). What can I say, except that, when it is time to sell, knowing this information before you buy can mean the difference between enjoying a profit and taking a major financial hit. The real estate market is not kind to overpriced property.

5. What is the legal structure of the Project?

Ask this question upfront if it is not disclosed. Buying a property in a foreign country is fraught with risks and complexities. A simplistic legal structure may be easier to understand, and inexpensive to form, but could be extremely costly down the road. Remember, France is not particularly friendly to foreign companies as a general rule, and foreign companies that do business in France without the annual filing of required disclosures and payment of any requisite taxes are dealt with particularly harshly.

6. Does the Developer offer a rental program for unused time?

This is a harmless question if the property is located in the US, but a deadly one if the property is located in France. All I can say is, if the Developer is not aware of, or ignores French law pertaining to rental of property, it is the Owners that will pay the consequences. See my commentary in the FAQ section of this site.

7. Can I reasonably expect to use the time that I have purchased?

The whole reason behind fractional ownership is that you can purchase just the amount of time that you would reasonably expect to use. Don't buy more time than you need, and never buy excess time for the possibility of rental income.

Some developers require that you take your time in 2 different time periods each year (usually high season and low season). This is fine if you expect to travel to Paris twice each year. Otherwise, factor in the additional cost to travel to Paris just to be able to use that extra time.

Summary

If you get the answers to these questions and feel comfortable with the answers, then you have done your homework.

Editor's note: Steven Navaro is the developer of four Paris properties under the name of Paris Home Shares. To contact Steve with your questions, email steve@navaro.com. For more information about Paris Home Shares properties and other Fractional Ownership properties offered by the Adrian Leeds Group, visit www.adrianleeds.com/frenchproperty/fractional.

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Fractional Property Offerings from French Property Fractional

www.adrianleeds.com/frenchproperty/fractional

If you are interested in traditional fractional ownership properties currently offered by our Fractional Ownership partners, see below:

	***NEW!!! Paris: La Résidence Luxembourg www.adrianleeds.com/frenchproperty/fractional
	Paris: LE PALACE DES VOSGES www.adrianleeds.com/frenchproperty/fractional
	Paris: LE PETIT TRESOR www.adrianleeds.com/frenchproperty/fractional
	Paris: CHEZ LA TOUR www.adrianleeds.com/frenchproperty/fractional
	Languedoc-Roussillon: MAISON BLEUE www.adrianleeds.com/frenchproperty/fractional

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Key Changes For French Taxpayers In 2009
By Ulrika Lomas

www.tax-news.com

Under the constraints of the prevailing international economic crisis, and governed by principles of tax equity, exemplified by a move to impose a global ceiling on tax breaks for any one individual, the French government’s budgetary plans for 2009 failed to deliver much-anticipated relief for individual taxpayers. The result: tax bills will rise in 2009.

At a glance, the key changes for French taxpayers in 2009 are as follows:

A supplementary tax on savings revenue

The arrival of a new investment tax will see social deductions levied on savings income increase in 2009 by 1.1% to 12.1%. Notably affected are dividends, capital gains from investment in property and on the stock market, life insurance and land revenue.

Global ceiling enforced on tax benefits

From 2009, the total amount of tax breaks that may be claimed by any one individual will be limited to EUR25,000 plus 10% of gross taxable income.

Certain areas, hitherto offering unlimited tax relief for investors, will now be capped.

For property investments in ‘DOM-TOMs’ (French Overseas Departments and Territories), a ceiling of EUR40,000 in net returns or 15% of gross taxable income will limit tax deductions.

Under the Malraux Law, pertaining to renovation works undertaken in protected zones, tax breaks will be replaced in 2009 by a tax credit. Depending on the zone, the tax credit will correspond to 30% or 40% of the cost of works carried out, up to a limit of EUR100,000.

From 2009, landlords renting professional property, particularly as regards investments in new ‘service’ residences, such as retirement homes and student accommodation, will be entitled to reduce the amount of tax levied. The tax reductions will represent 5% of the sum involved, up to a limit of EUR25,000.

Renovation work undertaken on historical monuments will, however, remain exempt from the global cap on deductions.

Restrictions on wealth tax reductions

The system designed to permit a reduction of wealth tax for investment in small and medium-sized enterprises via a holding company will be restricted from June 16, 2009. The holding company will not be allowed more than 50 shareholders, nor be able to offer to guarantee capital or to exit automatically after a five year term.

Sweeping reform of the Robien initiative

In a bid to provide simplified ‘transparent’ tax relief for rented property investors, from January 1, 2009 until December 31, 2012, a new tax reduction will be introduced. Spread out over a period of nine years, and applying to the purchase of either a new property or property being renovated, the rate will equate to 25% of the cost of the residence in 2009 and 2010, then 20% in 2011 and 2012. The reduction will, however, only apply to that part of the cost price less than EUR300,000 and will be limited to one property acquisition per year.

In 2009, taxpayers may choose between the former Robien initiative, where the cost of the property is ‘absorbed’ or deducted from rental income, and this new tax reduction.

Simplification of the ‘bouclier fiscal’ or tax shield

Currently, when tax payments exceed 50% of income, taxpayers reclaim a reimbursement from the tax authority. From 2009, however, any overpayment may be imputed to wealth, land or property tax.

Environmental car tax

The incentive scheme designed to either award a bonus payment of up to EUR1,000 for those purchasing new ‘environmentally-friendly’ vehicles emitting less than 130g of carbon dioxide per kilometer, or to charge a penalty payment for the purchase of vehicles emitting more than 160g of carbon dioxide per kilometer, will continue to apply. However, from 2009, the penalty charge levied on the purchase price of a vehicle will be reduced for families with three or more children.

Owners of new vehicles, registered in France in 2009, emitting more than 250g of carbon dioxide per kilometer, will incur an additional annual penalty charge of EUR160.

Public transport charges for employers

The controversial measure to levy transport charges on employers, ‘la prime transport,’ enters into effect from 2009, obliging employers to contribute 50% of public transport costs incurred by staff. The initiative will be extended to the whole of France from 2009 and will include the costs of hiring bicycles.

Audiovisual tax

Currently a sum of EUR116 per year, the audiovisual tax will be indexed to inflation from 2009.

Simplification of the inheritance tax

From 2009 to the end of 2011, within the three months following the fiscal declaration of an inheritance or donation, the taxpayer may voluntarily request a tax audit. Should the tax office fail to conduct an audit within that one year following the request, then the ‘declaration of succession’ will automatically be deemed correct and the matter closed.

Zero-rate loans

Zero-rate loans will be doubled from January 15, for the purchase of a new residence in 2009.

Zero-rate ‘eco’ loans

A zero-rate ‘eco’ loan will be available from 2009 to help individuals finance energy improvement work on their property, such as thermal insulation work or the installation of renewable energy equipment, for heating or hot water systems for example.

Single parent allowance

Single parents who have raised one or more children alone, currently benefit for life, following the departure of their children, from one-and-a-half times the family dependent’s allowance or ‘le quotient familial’ set against income tax. Controversially, from 2009, in order to qualify for this benefit, single parents will be required to have raised a child on their own for at least five years.

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Living with Color in Paris 2009
By Adrian Leeds

Excertp from
Parler Paris
Monday , January 5, 2009
www.adrianleeds.com/parlerparis

When I looked up at the pharmacy sign at the corner of my street on new year's day that changes every few seconds from the date to the temperature to the time, it was 1-1 for the date, 1 degree for the temperature and 11:11 for the time. When you add 2+0+0+9, you get 11. It was a sign.

"Numerologists believe that events linked to the time 11:11 appear more often than chance or coincidence. This belief is related to the concept of synchronicity. Other authors believe it is an auspicious sign and others that it signals a spirit presence." (http://www.Wikipedia.org )

Regardless of what you believe or don't, there's no question that 2009 is going to be an interesting year with all that we already know will take place and all that we don't know will take place!

It's already been an eventful four days since New Year's Eve when with friends we saw Leonard Bernstein's 1944 classic musical "On the Town" at the Théâtre du Châtelet -- the first time it's been performed in France, ending with last night's performance.

It was a first time having seen a play at this theater, and coincidentally (or synchronistically) bumped into several friends who had the same bright idea for a fun New Year's Eve. We were at inexpensive seats in the "nosebleed" section, but it didn't matter -- the theater is beautiful and the performance was top class.

New Year's day was quietly spent at home hibernating from the cold and re-organizing affairs for today's start back to work. Over the weekend, friends arrived on the scene and more festivities began. The weekend was the last hurrah for many before making today the first work day of the rest of the year.

Out of curiosity, we went on an adventure to see the new "Cité de la Mode et du Design" building on the Seine just near Gare d'Austerlitz. It's been described as "the most architecturally radical building built in the center of Paris since I.M. Pei stuck a glass pyramid in the Louvre in the 1980s."

Here we go again...welcoming contemporary architecture that is sure to be criticized, as is each new shocking change on the "greige" (taupe) Paris landscape. It's green color is reminiscent of that famous frog, Kermit, who often lamented, "It's not that easy bein' green; Having to spend each day the color of the leaves. When I think it could be nicer being red, or yellow or gold-or something much more colorful like that." What? Green isn't colorful!?

Look what happened with the Centre Georges Pompidou. Despite the considerable controversy over its bold "exo-skeletal" and colorful statement on the surrounding "greige" landscape, it's been hugely successful with more than 190 million visitors since its more than 30-year existence. The Igor Stravinsky fountain at its southern side was a frozen block of ice, but its whimsical moving sculptures were turning in spite of the cold. Sunday afternoon, the line to enter was the full length of the plaza -- par for the course considering entrance for the permanent collection was free as it always is the first Sunday of the month.

The special treat to end the weekend of new year celebration was dinner at the Jules Verne restaurant on the second level of the Eiffel Tower. The last time I had enjoyed a meal there was 1995, long before Alain Ducasse took it over in December 2007. In typical synchronistic style, we were seated at the exact same table as I had sat 12 years ago! It was a far superior dining experience than I had had then, when a loud gentleman who claimed to be the Mayor of Louisville Kentucky was drunkenly yelling past the row of tables and the food was not worth the price.

This time, it couldn't have been more perfect. The ride up inside the steel structure, is exciting enough, and watching the tower sparkle from inside its walls has you wondering even more how could the lighting have been so brilliantly conceived and executed.

Today, the rest of 2009 begins to unfold, as we all head back to work to lay the tracks for the new directions we will take this year. Paris already looks different...as I write, snow is falling heavily and steadily turning the rooftops white...making for a little less Paris "greige." 

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The Architecture of Paris Re-emerges
By Tom Dyckhoff

After decades in London’s shadow, Paris is re-emerging as the powerhouse of new and exciting architecture undefined...

www.entertainment.timesonline.co.uk

They're like two ends of a see-saw, London and Paris. One rises, the other falls. I think it might be our turn again.” Brendan Macfarlane has been waiting for this moment. The co-founder with Dominique Jakob of the hottest architectural firm in France — Jakob Macfarlane — has just left his calling card: the most architecturally radical building built in the centre of Paris since I. M. Pei stuck a glass pyramid in the Louvre in the 1980s.

There’s no missing the Cité de la Mode et du Design. Bulging out over the Seine beside the Gare d’Austerlitz, its computer-generated angles and facets make the austere, Norman Foster-ish glass and steel blocks behind look instantly dated. On top of that, it’s green. Bright green. The green of peas or freshly unfurled leaves. So green, in fact, that it shimmers, almost metallic, in the winter sun. “This green stuff . . . ,” Nicolas Sarkozy sniffed on its completion, “that must be architecture.” Dissed by the President of the Republic — “You can't buy credibility like that,” Macfarlane laughs...

Editor's note: To read the article in its entirety, visit www.entertainment.timesonline.co.uk 

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Forecasting French Property for 2009
By Adrian Leeds

Forecasting the property trends is dangerous business, but there's one thing I know for sure. While property outside of Paris has 'softened' a bit -- more in some areas of France than others, Paris will always be Paris and will always (at least in our lifetime) not only be the most visited city on the planet, but also one of the healthiest real estate markets.

Property that is centuries old, that has withstood the test of time, in a city that has overwhelming demand by an international community, with rarely a natural disaster to play havoc with the environment, and no place to build up or out, is about a safe a bet as any spot on the planet. Wouldn't you agree?

We have seen property continue to rise on the average more than 10% per year since 1998 until now. Word on the real estate agency street tells us that good quality properties are holding their value, while lesser quality properties are either softening in price or taking longer to sell. No one believes that will be the case for very long, depending on how many properties come on to the market.

The vacation rental market may be suffering for some property owners, but we have personally (Parler Paris Apartments) experienced strong rentals for luxury properties in good locations. This confirms our belief that good properties are worth paying top euro for, as the return is a safer bet.

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Property Forecasts for the New Year

www.eastandard.net

Last year, most overseas property markets across the world saw falling prices and less demand. However, it is not all gloom and doom. Sellers of foreign property have seen excellent profits due to currency fluctuations. For example, the pound sterling has fallen significantly against the dollar and Euro Property sold in Euro land or the USA has seen 20 to 30 per cent profits this year alone when the sale proceeds have been exchanged for pound sterling.

In the first part of the year, property markets will continue to fall but the seeds of recovery may start sprouting up in the latter half. The low interest rates and the global financial stimulus packages should start to revive the international markets. Even in the UK where property prices have dropped dramatically, the pent-up demand could see prices escalate. New builds are down and first-time buyers will return to the market when mortgage loans become more freely available. New builds will be in demand and property at the lower end of the market will be the first to profit. Once first-time buyers return, those wanting to trade-up will return too...

Editor's note: To read the article in its entirety, visit www.eastandard.net.

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A Few Days of 2008 Remaining

December 16, 2008 - Haute Provence office
www.vefuk.com

There are only a few days of 2008 left and I thought it may be a good time for us to reflect on the strangest year in my 7 years as a French property professional.

There is no doubt that the year has been slow up until now (says he hoping for a Christmas rush). There are less overseas French property buyers around. That’s a fact. The other fact is that there are less and less vendors. The watchword of 2008 has been “wait”. I have just now been in a meeting with a vendor who has decided to take her property off the market because she wants to “wait” until things start to pick up again. The thing is, when they do, she'll probably miss the boat. I have also spoken to many potential buyers who also want to “wait” because they're sure that they'll be able to bag a bargain if the French property market nosedives like the UK market.

The thing is, it won't...

Editor's note: To read the article in its entirety, visit www.vefuk.com

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Where to Buy Overseas Property in 2009
By Peter Conradi

In the current turbulent global climate, those buying property overseas are sticking to what they know...

www.property.timesonline.co.uk

Forget Mongolia, Vietnam and Albania. When it comes to buying overseas property this year, most people will probably head for familiar favorites such as France, Spain or the Caribbean.

This flight to quality coincides with signs of problems in almost all the world’s property markets, as the euphoria of recent years is swept away by the credit crunch.

“Nowhere is immune,” says Nick Barnes, head of international research at the estate agency Knight Frank. “The shock waves are spreading, and different economies are being hit to different degrees.”

Another pitfall for those buying flats and houses off plan is the number of developers that are failing – with disastrous consequences for those who have entrusted them with their money. “Big names have been tumbling in all sorts of places,” says John Howell, senior partner in the International Law Partnership and a veteran of the foreign-property scene. Some “guaranteed” rental schemes could also prove to be less than copper-bottomed, he warns...

Editor's note: To read the article in its entirety, visit www.property.timesonline.co.uk.

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Overseas Property Market 2009

www.thequalityhome.com

As 2008 draws to a close a review of the real estate market is in order. Most foreign property markets across the world have seen price falls and less demand.

However, it is not all gloom and doom. Sellers of overseas property have seen excellent profits due to currency fluctuations. For example, the pound sterling has fallen significantly against the dollar and Euro. For more information on real estate.

Property sold in Euro land or the USA has seen 20 to 30% profits this year alone when the sale proceeds have been exchanged for pound sterling...

Editor's note: To read the article in its entirety, visit www.thequalityhome.com.

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Life in France in 2009 and Onwards
By Phillip Voice

www.perigordvacance.com

I know that there is a growing feeling that the love affair with France has died now that the credit crunch and the strong Euro has put pay to cheap holidays and cheap French houses.

My personal view is (and this is not intended as any kind of advice) that France will be a secure bet for living and buying a property in the coming eighteen months.

New pay as you go legislation that comes into force this month will help to stimulate France's small enterprise market.

I feel we will see thousands of ex-pats, who until now have been working on the 'black' and avoiding their social security and tax responsibilities because of the fear of paying much more than they can expect to earn - especially in the start-up phase when getting established is extremely difficult...

Editor's note: To read the article in its entirety, visit www.perigordvacance.com.

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French Property 'Not Affected' by Credit Crunch

www.propertyshowrooms.com

France is one of the few countries that has not seen its property market suffer during the credit crunch, it has been claimed.

According to recent figures released by the French National Estate Agents Federation, prices of property in the country rose 1.7 per cent in the 12 months leading up to July 2008, a fact which Liam Bailey of Property Abroad has attributed to the lack of interest in the country from overseas investors.

"In the last two to three years thousands of savvy people with a pound to spare decided to put their money into overseas property, but did so mainly in … properties in emerging markets," he explained, adding that France did not become "swept up" in this trend and so still remains a viable option for overseas buyers.

Property firm Unique Living recently noted that demand for property in the south of France is still high, giving the region a strong position in the economic crisis.

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TODAY'S CURRENCY UPDATE

Visit the FPI Web site and click on the link on the left panel or click here for Currency Convertor by Moneycorp Global Money Services: Moneycorp Currency Conversion Tool for up to the minute conversions of all major currencies.

Compare currency values easily and quickly by visiting:
www.Moneycorp.com/agent/parlerparis/Currency Convertor by Moneycorp Global Money Services/Currency Online.asp

Charts: www.Moneycorp.co.uk/members/charts.asp. The charts are updated every ten seconds.

The prices shown are "inter bank" exchange rates and are not the rates that you will be offered by Moneycorp. Your rate will be determined by the amount of currency that you are buying. Please speak with an Moneycorp dealer or your consultant for a live quotation.

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The Next Notaires' Property Auction

Notaires de Paris
Place du Châtelet
12 avenue Victoria
Paris 1st

Additional information on Les Ventes aux Enchères des Notaires can be found on the Web site at www.encheres-Paris.com. Though the site has a button for an English version, it isn't necessarily reliable.

To read Schuyler Hoffman's article about the property auctions in Paris, click on:
www.adrianleeds.com/frenchproperty/insider/members/content/articles/auctions1.html

January 27, 2009
Beginning at 2:00 p.m. the following properties will be auctioned off:

 

 

2009-01-09
3 Rooms 42,90m²
18 rue des Belles Feuilles
75016 - PARIS 16eme
Starting Bid : 139 500 €
Deposit : 27 900 €

 

 

 

 

2009-01-03
2 Apartements 72,90m²
72 rue de la Colonie
75013 - PARIS 13eme
Starting Bid: 240 000 €
Deposit: 48 000 €

 

 

 

 

2009-01-10
3 Rooms 43,60m²
18 rue des Belles Feuilles
75016 - PARIS 16eme
Starting Bid: 270 000 €
Deposit: 54 000 €

 

 

 

 

Next Auction 3 February, 2009
Deposits acceppted: 14h00

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HOT PROPERTY PICKS: France France France

Each week French Property Insider features a range of properties which we believe are on the market at the time of writing. These properties are featured in order to give readers a sample of what is currently available and a working example of prices being asked in various regions of France and districts of Paris.

As we are not a real estate agency. These properties do not constitute a sales listing. For those readers seriously interested in finding property in Paris or France, you can retain our services to do the whole thing for you. For more information, visit http://www.adrianleeds.com/frenchproperty/consultation.

This week we focus on property throughout France.

 

***Languedoc-Roussillon, Minervois: 2-bedroom, approx. 90m²

The quintessential pied-à-terre in the Minervois. Very nice renovation for this village house with garage. Kitchen/living area, garage, entry, one bedroom and one office that can be used as a bedroom. Large terrace with beautiful view over the village.

Asking Price: 122 000€ + 2.5% Finder's Fee

 

 

***Loire, Bourgueil: 4-bedroom, approx. 150m²

This well looked after former village farmhouse now offers a spacious 2 bedroom main house with an adjoining self-contained 2 bedroom guest accommodation. A large garden and barn add to the charm of this village home in an ideal location to attract paying guests if desired.

Asking Price: 292 950€ + 2.5% Finder's Fee

 

***Poitou Charentes, Nanteuil: 4-bedroom, approx. 200m²

This four-bedroom property has just undergone a major renovation project and now offers masses of interior space, with more available if needed (subject to planning), including attic space and a second house to renovate. Set in large grounds close to the beautiful village of Nanteuil.

Asking Price: 295 000€ + 2.5% Finder's Fee

***Auvergne, Brioude: 8-bedroom, approx. 250m²

Farmhouse dating back to the 14th century with outbuildings and the possibility of more land.Quiet but convenient location with easy access to all facilities,there is some updating needed but lots of space and superb potential for the right client.

Asking Price: 392 500€ + 2.5% Finder's Fee

 

***Brittany, Malansac: 3-bedroom , approx. 115m²

Situated in a hamlet outside a village with all daily amentities, this three bedroom house in good condition throughout plus a little cottage for friends or family when they come to visit. The garden is mature and just under half an acre.

Asking Price: 369 000€ + 2.5% Finder's Fee

  

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SEEKING A MORTGAGE IN FRANCE?

When you make a purchase as important as a piece of real estate in a foreign country, you want to know that you can trust the people you are dealing with. Adrian Leeds has developed a network of professionals that meet only the highest of standards. With the expertise and experience of Adrian and her team, you can depend on getting the best advice and support to feel completely confident that you are making an informed investment decision.

Let us help you secure a mortgage in France at a competitive interest rate. Visit www.adrianleeds.com/frenchproperty/loan for more information or contact Loan@AdrianLeeds.com

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HELPFUL CONVERSIONS FOR REAL ESTATE

1 square meter = 10.7639104 square feet

1 hectare = 2.4710538 acres

For more conversions, refer to: www.onlineconversion.com/

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PARLER PARIS APARTMENTS

www.adrianleeds.com/parlerparis/apartments
Email: apartments@adrianleeds.com/parlerparis

Welcome to your home in Paris. Home is how you will feel in a private apartment in Paris that has the "seal of approval" from Parler Paris Apartments and me, Adrian Leeds.

Parler Paris Apartments offers high quality accommodations to make your stay in the City of Light as enjoyable and memorable as possible. We at Parler Paris know each and every apartment owner or manager personally, and stand behind the quality of those we represent. We understand your needs and desires, all the small details that make a rental apartment a warm and welcoming home ­ and a much better alternative to an impersonal hotel!

Parler Paris Apartments is administered and serviced by the same great team as Parler Paris, French Property Insider and French Property Consultation. You can trust that Parler Paris Apartments and all those with whom it is associated will do their best for your 100% guaranteed satisfaction.

Special Holiday Pricing for Apartment Rentals Extended

Take 10% Off All January 2009 Bookings in Parler Paris Apartments!

Minimum of three nights or more during the month of January in any one of Parler Paris Apartments at a discount of 10%!

For more information and to reserve your stay in Paris now, visit www.adrianleeds.com/parlerparis/apartments or email: apartments@adrianleeds.com/parlerparis

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Parler Paris Après Midi

 

 

www.adrianleeds.com/parlerparis/apresmidi.html

Come for a drink and to meet and chat with other readers in Paris...

The next gathering is January 13, 2009 and every second Tuesday of the month (except August).

 

 

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Managing Your French Property Insider Subscription is Easy!

We receive many emails from French Property Insider Subscribers who want to change their email address, or update personal information. But did you know that you can make these changes yourself?

It's easy...

1. Go to adrianleeds.com/frenchproperty/insider

2. Click on "Manage Subscription." You'll find it under the "Subscribers Only" section in the sidebar.

3. Enter your username and password.

4. On the Welcome Page, go to "Manage Your Account" and click on "Change Password/Edit Profile"

5. Once you've made the changes, scroll down to the bottom of the page and click on "Save Profile."

Simple!

Of course, we're always happy to help, so if you do need assistance, send an email to members@fpinsider.com

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THINGS YOU NEED TO KNOW

To access password protected pages: click on any of the links on the left panel of the home page of FrenchPropertyInsider.com under "Subscriber's Only," then type in your personal username and password.

Past issues of FPI are available on the website. You will find the
"Past Issues" link on the left under "Subscribers Only" or by going to
www.adrianleeds.com/frenchproperty/insider/members

To receive your free French Leaseback Report or the Paris Property
Report, click on
www.adrianleeds.com/frenchproperty/insider/members

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We wanted better guides, So we wrote them!

Insider Paris Guides are written for people who love the City of Light. You'll get a Paris insider perspective on Restaurants... Making a Life... Black Culture... Expat Writers...and the newest guide, Practical Paris!

French Property Insider subscribers receive a discount of 10% off any guide and up to 25% off the entire purchase (if two or more guides are purchased at the same time). Here's how it works:

1. Click on special Web link we give you just for FPI subscribers.

2. Then order one or more guide(s) and use the promotion
code "ED762." This promotion code gives you 10% off your total
order.

3. If you order two or more guides, then an additional 15% will be
taken off automatically. There is no promotion code needed.

Here is the special "coupon" Web link just for you:
www.insiderparisguides.com/offer

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