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Property Insider ©Copyright 2011 |
France Takes First Fifth Consecutive Year
(FOR SUBSCRIBERS ONLY) January 7, 2010 Bonjour French Property Insider Subscriber, Happy New Year 2010! Things are already looking up from 2009, from what we can see on the French property front. Publisher International Living gave France the #1 thumbs up again for the fifth year in a row in their annual Quality of Life Index. Not bad, huh? They didn't need to do an index...we could have all told them how great life in France is, right!? Read their full article and don't miss American in Paris Linda Hervieux's personal take on her life in France in today's issue of FPI... Rent or Buy? That's the question. There are two new rentals and two new fractionals on offer, so have a read and make your plans...to buy or rent, whichever suits you best. Want to know what it will cost to sell your French property? Today's issue explains the capital gains tax laws and the reality on how it's calculated. All this just means that if you're paying tax, you're profiting, but learn how to profit more and pay less tax. And for all you new to the French property market, today we're offering a few additional articles that we call "French Property 101" -- the basics...a great way to get the new year off to a good start. So, sit back and enjoy. Dream about when you're going to make that dream come true to own your own property in France. And make it your resolution to actually do something about it -- this year in 2010. A bientôt, Adrian Leeds
Volume VIII, Issue 1, January 7, 2010 In this issue: * It Doesn't Get Any Better Than France 2010
Quality of Life Index: 194 Countries Ranked and Rated to Reveal
the Best Places to Live
To produce this annual Index we consider nine categories: Cost of Living, Culture and Leisure, Economy, Environment, Freedom, Health, Infrastructure, Safety and Risk, and Climate. This involves a lot of number crunching from "official" sources, including government websites, the World Health Organization, and The Economist, to name but a few. We also take into account what our editors from all over the world have to say about our findings. Below are the countries that win our top 10 in this year's Quality of Life Index and the final scores for each country in every category. 1. France For the fifth year running, France takes first in our annual Quality of Life Index. No surprise. Its tiresome bureaucracy and high taxes are outweighed by an unsurpassable quality of life, including the world's best health care. France always nets high scores in most categories. But you don't need number-crunchers to tell you its bon vivant lifestyle is special. Step off a plane and you'll experience it first-hand. I always wish quality of life indicators could measure a country's heart and soul. But it's impossible to enumerate the joy of lingering for hours over dinner and a bottle of red wine in a Parisian brasserie. Or strolling beside the Seine on a spring morning, poking through the book vendors' wares. Or buying buttery croissants in bohemian Montmartre...hearing Notre Dame's bells...walking antique streets paved with poetry. Romantic Paris offers the best of everything, but services don't fall away in Alsace's wine villages...in wild and lovely Corsica...in lavender-scented Provence. Or in the Languedoc of the troubadors, bathed in Mediterranean sunlight. Provincial French properties are often keenly priced and lifestyles are less expensive than Paris. The Southwestern Midi-Pyrenees region is a particularly good hunting ground for village homes for less than $100,000—and classic three-course lunches for $14. Houses cascade with wisteria blossom; outdoor markets are everywhere. Foie gras, pink garlic, Armagnac, and crystallized violets aren't gourmet fare for locals. Rather, just another day's shopping. Read the full report at http://internationalliving.com/Internal-Components/Further-Resources/quality-of-life-2010. Survey
says: France is Best Place in the World to Live for 5th Year
in a Row
Fat? It's only his bushy coat, I protested. "Mais non. He is fat," Monsieur responded. "He was not fat before." It is true what they say about the French being thin as baguettes. But dogs? A new survey by International Living magazine ranks France the best place in the world to live for the fifth straight year. The U.S. ranked a lowly seventh. Among the reasons the magazine cited for a winning lifestyle in France were health care, safety, leisure and cost of living. Weight wasn't a factor - though the French are obsessed with it, as well as with creams, potions and pills to keep them that way. French moms battle for balanced school lunch menus with the zeal their U.S. counterparts reserve for soccer games. Life is cheaper in France than in the U.S., too, despite much higher taxes shelled out for services beyond the excellent medical system, available to everyone. Streets are spotlessly clean - a man dressed in a bright green uniform sweeps the gutters on my street every morning - and retirement benefits are generous. I moved to Paris in October 2004 when my husband was transferred by his company. I instantly missed the buzz of New York - I always will - but I quickly caved for the French lifestyle. I was amazed that weekday lunch lingered endlessly in the many jam-packed cafés in my neighborhood. Vacation here is five weeks, at least, and there's no shame in shuttering your business for the entire month of August. "People don't work as hard. It's a 35-hour workweek," said Steve Lew, 42, a native of Chinatown who moved to Paris seven years ago. "I guess I could work more, but I feel no need to. I make less but I spend less." Author Marilyn Kaye loves that money and work are never part of the dinner conversation with the scores of French friends she's made since moving to Paris from Park Slope, Brooklyn. "There are people, French people, I've known here for years, and I have no idea what they do for a living because they don't talk about it," said Kaye, 60, who writes books for teens. Read the entire article at http://www.nydailynews.com/lifestyle/2010/01/06/. Photo credit: Linda Hervieux. Rent
or Buy? That is the Question Excerpt from the Parler Paris Nouvellettre®
I can tell. Everyone I know is already looking forward to having new and different opportunities. And they are already out there in just three short days. Here in Paris, "chez nous" alone, we have four new apartments to tell you about. Two are for rent and two are for purchase...or at least a fraction of them are! So what are you interested in doing? Buy or rent? That is the question. If you're coming for a few days, a few weeks or a few months, then renting is perhaps what you would want to do, without the investment and responsibility of ownership. But if you want at least four weeks a year in Paris, and you do want an investment that will grow, making your stay here not only 'free' but 'profitable,' then perhaps owning a fraction of an apartment is a much better solution. So, let's look at what's new in 2010 in Paris apartments for rent or fractional ownership: FOR RENT Parler Paris Apartments just added two new apartments to its roster of great short-term rentals! ***Le
Bac Marché
Important museums are at every turn. Just a few steps away is the Musée Maillol. Walk northward to the Musée d'Orsay and further on across the River Seine to the Musée du Louvre. Head westbound to the National Assembly and many governments' embassies, plus the Musée Rodin, Les Invalides and the Champ de Mars. The district is teeming with the highest quality antique and art dealers, designer boutiques and some of the city's finest restaurants. You will want for nothing, with transportation just outside the door to take you anywhere, or just walk as you're steps away from the best Paris has to offer. Le Bac Marché is equipped with a Murphy bed which descends from its hiding spot at night to provide a comfortable sleeping experience, and then goes neatly back into place to provide plenty of daytime living space. Also in this room is a dining table, a plush sofa with ample pillows and a beautiful, large cabinet with dishes and storage space. There is hanging space along an adjoining wall. Also provided is a flat screen television, telephone and high-speed Internet, all included in the price of your rental. Calls to over 50 international destinations are free of charge. In the next room is the well equipped kitchen, with a modern two-burner stove, a full sized traditional oven, as well as a microwave and refrigerator. All cookware and utensils are provided should you want to make your own meals. The bathroom comes with a toilet, full sized stand up shower stall and a separate washer and dryer. High quality sheets and towels are provided for your stay. Le Bac Marché is available NOW for a minimum of three nights and trust me, availability won't last long! To learn more, see photos and reserve your stay go to http://www.adrianleeds.com/parlerparis/apartments/rentals/bac.html. ***Le
Beaubourg Le Centre Georges Pompidou is the National Center for Art and Culture, well known for its extensive contemporary art collection, a public library, the Atelier Brancusi, gift shop, book store and a trendy restaurant on the top level, "Georges." A controversial structure which has been made architectural renown is a colorful mark on the landscape, and affords some of the finest views from the caterpillar-like exterior escalators. The Hôtel de Ville is the City Hall and the center of political activity. Just in front on rue de Rivoli is one of the city's most important department stores, the Bazar de l'Hôtel de Ville (BHV), famous for its complete "sous sol" (basement level), heaven for the do-it-yourselfer. L'Eglise Sainte-Merri is a 16th-century gothic church whose tower houses the oldest church bell in Paris, built for the original chapel in 1313. Notre Dame is just a short walk away to the Ile de la Cité and a few steps further puts you on the Left Bank. Les Halles, once the city's central market, is very nearby to the west with cinemas and lots of shopping. The neighborhood is forever lively and missing nothing for both tourists and residents. To the east is all of Le Marais to discover the centuries-old "hôtels particuliers" (townhouses), museums, chic boutiques, galleries and restaurants. You will love the central location and animated neighborhood that makes a stay here as convenient to all the city has to offer as one can imagine. Located in a grand Haussmannian building, Le Beaubourg is a masterpiece of design and function. Warm, elegant shimmery colors mixed with luxurious fabrics, rich upholstery and elegant crystal and glassworks combine to create a space that you won’t want to leave. Upon entering the apartment, to the left is a gleaming new kitchen which features a stainless steel countertop, oven/microwave combination, refrigerator/freezer, washer/dryer, two-burner stovetop, coffee maker, kettle, toaster and all of the pots, pans, utensils and implements needed to allow you to be self sustaining during your stay. Self-prepared meals can be enjoyed on the beautiful Art Deco dining table, which comes complete with 4 upholstered chairs and sits under a magnificent crystal chandelier and opposite a fine antique mirror. For more relaxed seating, there are two strategically placed leather armchairs, from which you can contemplate your next foray in the City of Light or watch the Sony flat screen television. With over 100 channels available, as well as a DVD player, your viewing needs are well covered. The queen-sized bed with padded headboard is made up with fine linens and an abundance of fluffy pillows, and flanked by two Art Deco night tables, each with its own lamp. The mirrored closet provides ample storage and hanging space, which is supplemented by another closet just inside the door of the apartment. Just opposite the bed, is the salle de bain, with exquisite shimmering tiles, standup shower, toilet and sink. Thick, designer towels are provided for your comfort. The apartment’s two large windows allow lots of light to enter the apartment, but also allow you to exit to the balcony where you can get a closer look at the brilliant view of Paris rooftops. Iron balcony chairs are provided. Included with your stay is free access to the apartment’s WiFi connection as well as use of the telephone, which allows you to call over 90 countries at no cost. Le Beaubourg is available NOW for a minimum of three nights and the vacant nights will get booked up fast! To learn more, see photos and reserve your stay go to http://www.adrianleeds.com/parlerparis/apartments/rentals/beaubourg.html. FOR FRACTIONAL PURCHASE Paris Fractional Ownership has just added two more apartments to its roster of great properties!: ***L'Abbaye
Lutece
This Paris apartment is on the ground floor of a peaceful historical classified building. The entire apartment faces the inner courtyard of this medieval Parisian building and its large windows provide an airy open feeling. The apartment has very high ceilings adding to the spaciousness, and we've restored the original wood beams which traverse the entire apartment. The apartment has been entirely restored to its original beauty with modern comfort (two bathrooms, ample kitchen, high speed Internet, air conditioning, washing machine/dryer, cable TV). The furnishings are elegant and comfortable while enhancing this unique apartment's old world elegance. The master bedroom has a queen size bed and the master bathroom has a full bathtub with built in shower, a separate WC and ample closet space. The second bedroom has twin beds, large built in closets, and a second en suite bathroom which was constructed within the original stone pillars that have supported this building for centuries. This second bathroom has a full ‘rain’ shower, a WC and beautiful fixtures. There is a complete kitchen, cable TV, high speed Internet access (WiFi), telephone service including phone calls to the US, Canada, Australia and most other countries around the world), a washing machine/dryer, a beautiful living room with a top quality sleeper sofa, and air conditioning. L'Abbaye
Lutece is new on the fractional market, but don't expect the shares
to be around for long. To learn more, see photos and contact the
developer got to ***Le
Royal du Marais
This Paris fractional ownership property is on the second floor (third floor US) of one of the buildings touching the famous Place des Vosges. This bright sunny Paris apartment has large Parisian windows, original oak wood floors and a number of historic details (moldings on the ceilings, wood beams in the den, original terra cotta stone floors). We have recently renovated the entire apartment and attention was given to every detail. The furnishings are the perfect mixture of elegant and sleek and provide a comfortable environment while maintaining the apartment's style and old world elegance. The master bedroom has a queen size bed and the second bedroom has two twin beds. There is air conditioning as well. The master bathroom is spacious and has a full bathtub with built in shower and separate WC. The second bathroom has a full shower and a second WC. There is a full kitchen (oven, stove top, microwave, large refrigerator, coffee maker, toaster) and a dining room table for four people. The apartment has cable TV with a variety of international stations, high speed Internet access (WiFi) and telephone service including international phone calls to most countries around the globe. There is a washing machine, a clothes dryer, central heating and air conditioning. Le
Royal du Marais is also new on the fractional market, but again,
I wouldn't wait to long to learn more. To see photos and contact
the developer go to And not new to the roster, but 'hot off the press' is this letter I received January 1st from Gail M., who claims to be "thrilled to be an owner of the fractional ownership property, "Le Palace des Vosges!" (http://www.palacedesvosges.com):
Her letter speaks volumes!...not just for Le Palace des Vosges, but for the advantages of fractional ownership for all those who want to have a 'piece of Paris' they can call their own without the full responsibility of ownership. For more information about Le Palace des Vosges, go to http://www.palacedesvosges.com/. So, do you rent or buy? Have you answered that question for yourself now? Don't forget to consider that you can also purchase a property in Paris (or other parts of France, for that matter) that you can use part of the year and rent when you're not using it...just like the owners of Le Bac Marché and Le Beaubourg...and all the other properties offered at Parler Paris Apartments. If that's the answer to the question FOR YOU, or maybe you're unsure, but would like to explore the possibilities, then contact us. We will be very happy to speak with you directly about your own personal answer to that question. For
more information, see our Web sites at http://www.adrianleeds.com/parlerparis/apartments/
and The
France Show 2010
Discover the magic of France by immersing yourself in the colors, the culture and the party atmosphere that is the France Show 2010 -- the UK's largest celebration of all that makes France such a special place. The French Property Exhibition brings together estate agents, developers, solicitors, banks and other professionals covering just about every aspect of buying your property in France. Whichever location has taken your fancy -- and suits your budget -- you're sure to find a suitable property. Always a hive of activity, the French property section offers everything from expert financial advice to innovative energy solutions to picture perfect barn conversions and great investment opportunities. With hundreds of different exhibitors ready to talk to you, this is simply the biggest and best French property exhibition available in the UK. More information is available at http://www.thefranceshow.com/default.aspx. Free tickets are available online at http://www.thefranceshow.com/pre-register.aspx.
Asking Price €237,500. For more photos, visit http://www.vacationinparis.com/apts/sub/49_photos.htm, and for more information contact j_buzek@hotmail.com. Before
You Sell, Understand the Reality of Capital Gains Tax Responsibilities
First, the law: The applicable tax rate for gains on real estate depends upon your country of residence. In all cases the tax is applied at the time of the sale in the offices of the Notaire, and will be deducted from the sale proceeds before the check is handed over. If you are a resident of France then the applicable tax rate is 28.1%. This sum comprises capital gain tax at the rate of 16%, plus 12.1% social charges. If you are not resident in France, but you are resident in the EU, then the applicable tax rate is 16%, as no social welfare levy is payable. After the 5th year of ownership, the rate is reduced by 10% so that at the end of 15 years, no capital gains tax is due. Those who are neither resident in France nor the EU pay capital gains tax at the rate of 33.3%. After the 5th year of ownership, the rate is reduced by 10% so that at the end of 15 years, no capital gains tax is due. Second, how it's applied: If the seller resides outside of France, then a special agent legally must be appointed as a fiscal representative of the administration to calculate the tax. This is a guarantee that should an error be made, the agent will pay the difference to the administration. The fee to hire the agent and any mortgage calculation costs are deductible from the selling price to reduce the capital gain. The calculation is done according to the sale price of the property, less the cost of any itemized furnishings, less the cost of the tax calculation agent and less the cost of the diagnostic surveys. The seller must provide a statement of the valuation of furnishings (invoices and proofs of delivery, etc.), and if possible, be done by a "commissaire-priseur" (official appraiser). Third, what lessons can we learn from this? 1. Hold on to the property as long as you can to organically reduce your tax obligation. 2. Keep all your receipts! Any purchases made in cash, without having paid TVA and with no proof of purchase, will not be deductible. 3. While residing in France, work to become either a French or EU citizen! Property
Owners FAQs about Taxes in France http://www.americansinfrance.net
Yes, where income is received in French you must submit a French tax return before the French tax authorities. The type of French tax return will depend on the type of property you own. I have a French leaseback property, what are my French tax obligations? As a non-resident French leaseback property owner you are obliged to file a French income tax return. Under the French leaseback scheme rental income incurs French VAT at a rate of 5.5% which leads to a French business tax also having to be filed as VAT is charged on rents received. I have a French furnished property, what are my French tax obligations? As a non resident French furnished property owner you are obliged to file a French income tax return. Income from French furnished property is treated as commercial income. Non-resident French furnished property owners with French Income can benefit from a simplified scheme of French tax return called Micro-BIC or alternatively they can opt out of this regime and filing their French income tax on an actual receipts/costs basis. I received rents from my French unfurnished property. What are my French Tax obligations? As an owner of a French unfurnished property, non resident in France are obliged to file a real property French tax return. Income from land or unfurnished buildings is taxed on income received less allowable expenses. Non-resident French unfurnished property owners can benefit from a simplified scheme called Micro-Fonciers; this method of taxation allows for a deduction of 30% for related costs when arriving at your French taxable income. I have supplementary sources of income in France outside my French property income. Do I need to file a French tax return? Other income in France e.g. French deposit interest or income from Life assurance policies is either taxed at source or exempt – please contact Property Tax International for further details. What French taxes, in addition to the French income tax, I am liable to as French property owner? Non-resident French property owners are liable to French wealth tax on gross asset values in excess of €790,000 for 2009 (€770,000 from 2008). French wealth tax is a direct tax levied on your net assets (car, property, bank accounts etc) located in France as at 1 January each year. What You Should Know About Buying Real Estate In France http://www.nuwireinvestor.com/
The key to the process is the mandatory presence of a notary for all official business. No contracts should be signed or money exchanged without the notary present, providing a level of organization and oversight to any deal. In addition, buyers and sellers often hire their own notaries to represent their interests and help streamline the paperwork. The cost of the notary is part of a group of fees and taxes that can add anywhere from 3.5 to 10 percent to the purchase price. France has a reputation as a tax-heavy market, which is only partially deserved. Capital gains tax, in particular, can be a landmine for non-European Union citizens--typically 33.3 percent. Non-EU investors often opt to buy through an EU entity, although that raises a different set of tax implications. Price negotiations are another potential danger zone. If a seller agrees to a deal—even verbally--it can be construed as a contract to purchase. The law provides for a seven-day cooling off period, but it’s best to tread carefully before talking price. A formal written offer, known as an offre d’achat, is a popular method to avoid any misunderstanding. A deposit—usually 10 percent or less of the purchase price—isn’t due until a purchase agreement is signed, usually a document known as a compromis de vente. The sale is completed in front of the notary, who is required to read the final deed aloud, the acte de vente. Only then is the balance paid, deed signed and the keys turned over to the buyer... Read the full article at http://www.nuwireinvestor.com/articles/what-you-should-know-about-buying-real-estate-in-france-54312.aspx. Fractional Property Offerings from French Property Fractional www.adrianleeds.com/frenchproperty/fractional If you are interested in traditional fractional ownership properties currently offered by ourFractional Ownership partners, see below:
To see our latest Fractional offerings go to http://adrianleeds.com/frenchproperty/fractional/fractional_offerings.html Six Hot Tips for Buying Property in France http://www.builders-in-devon.co.uk
1) Spend a few days- its worth it! If you are serious about your purchase in France then you have to spend at least a few days if not a week or more in the area in order to get a really good feel for your surroundings, but also to see enough property in order to make the trip worthwhile. A longer trip will also stop you from making rash decisions about a property purchase simply because you are short on time and desperate to get your foothold in France. Viewing trips over a long weekend are often not enough and add to that that agencies are shut on Sundays are also often on Mondays and it can mean that you really won’t see enough options to be able to make a sensible decision. The best advice is to spend a good week to ten days in your chosen location with five or six days put aside for viewings and a further few days to do your own research if you find something suitable. These extra days will allow you to send in a local builder to check the structure of the property and to give you quotes on any work that is required. It will also give you the chance to pop into the local mayor’s office where you gather information such as any planning permission granted in the area so you can see how it might affect your property, if at all. This is especially important if you plan on asking for an extension to your property as you will need to get to know the local authorities quite well and keep them on your side. If renovating or building new these extra days can also wisely be spent with a local architect so that he can give you advice on what can and cannot be done and possible costs. All these checks are well worth doing before you return home and ideally before you make an offer on the property as it will give you a much clearer idea of what you can do with the property and its value to you. 2) don't be afraid to negotiate Most people are unsure whether they can negotiate in France and if so how much. The short answer to this is YES and you can normally negotiate between 5 to 10% off the price depending on the state of the market. At this writing we are seeing offers of up to 10% off being accepted by the vendor because the market in France is currently a bit slow in certain areas. So, now is in fact a great time to go property hunting with great deals to be had. 3) Get a survey/structural appraisal The process of sending in a surveyor to check the structure of the property and to give you a report as you would expect in other countries is extremely uncommon in France. There are a few French surveyors but most are based in Paris and focus purely on commercial property. You are therefore left with three choices: do nothing, pick an English surveyor who has moved to France or do what the French do themselves which is ask for an appraisal of the property by a local builder or architect. The last option is most recommended as it is prudent to get a professional’s opinion before you make an offer while the time it takes to get one of the handful of British surveyors to see your property it could have already been sold. However, if it is more a question of peace of mind as supposed to bargaining power then you can sign an initial sales contract subject to a survey being done by the surveyor of your choice. If the survey comes back reporting defects to the extent that you do not wish to go ahead with the purchase then you can withdraw with no penalty... Read the entire article at http://www.builders-in-devon.co.uk/?p=1474. Watch
Adrian Leeds and French Property Consultation on
AIR
TIME: http://www.hgtv.com/house-hunters-international/vacation-home-in-paris/index.html
AIR
TIME: http://www.hgtv.com/house-hunters-international/settling-down-in-paris/index.html
To learn more, visit http://www.AdrianLeeds.com or email Adrian Leeds, at adrian@adrianleeds.com.
Take the Risk Out of Currency Conversion
For the latest exchange rate use
our currency converter at http://www.adrianleeds.com/frenchproperty/loan/moneycorpconvertor
and learn more about moneycorp here: One-Hour Consultation with Adrian Leeds Free!If you are a guest staying in any one of our luxurious Parler Paris Apartments, and would like to consider having your own "pied-à-terre" for your pleasure and profit, contact Adrian Leeds for a FREE one-hour consultation while you're enjoying the apartment in the City of Light. Visit http://www.adrianleeds.com/parlerparis/apartments for more information or email me at adrian@adrianleeds.com. http://www.adrianleeds.com/parlerparis/apartments
SPOTLIGHT APARTMENT(S): Two New Apartments! ***Le
Bac Marché
http://www.adrianleeds.com/parlerparis/apartments/rentals/bac.html. ***Le
Beaubourg
http://www.adrianleeds.com/parlerparis/apartments/rentals/beaubourg.html. For more information go to www.adrianleeds.com/parlerparis/apartments or mail:apartments@adrianleeds.com. HOT PROPERTY PICKS: Full Frontal Fractionals Each week French Property Insider features a range of properties which we believe are on the market at the time of writing. These properties are featured in order to give readers a sample of what is currently available and a working example of prices being asked in various regions of France and districts of Paris. This week we focus on upscale, fractional apartments for sale in Paris.
Notaires' Property Auction January 19,2010
Additional information on Les Ventes aux Enchères des Notaires can be found on the Web site at www.encheres-Paris.com. To read Schuyler Hoffman's article about the property auctions in Paris, click on: www.adrianleeds.com/frenchproperty/insider/members/content/articles/auctions1.html.
Let us help you secure a mortgage in France at a competitive interest rate. Visit www.adrianleeds.com/frenchproperty/loan for more information or contact Loan@AdrianLeeds.com HELPFUL CONVERSIONS FOR REAL ESTATE 1 square meter = 10.7639104 square feet 1 hectare = 2.4710538 acres For more conversions, refer to: www.onlineconversion.com/ Parler Paris Après Midi: Next Meeting
www.adrianleeds.com/parlerparis/apresmidi.html The second Tuesday of every month, Parler Paris and French Property Insider readers gather at La Pierre du Marais for a drink and a "schmooze" --It's an opportunity to meet and chat with other like-minded people and a great way to make friends! Costs nothing except your drinks. Don't miss the next gathering Tuesday, January 12th, 2010 from 3 to 5 p.m. and every second Tuesday of the month (except August).
Managing Your French Property Insider Subscription is Easy!
It's easy... 1. Go to adrianleeds.com/frenchproperty/insider 2. Click on "Manage Subscription." You'll find it under the "Subscribers Only" section in the sidebar. 3. Enter your username and password. 4. On the Welcome Page, go to "Manage Your Account" and click on "Change Password/Edit Profile" 5. Once you've made the changes, scroll down to the bottom of the page and click on "Save Profile." Simple! Of course, we're always happy to help, so if you do need assistance, send an email to fpi@adrianleeds.com. To access password protected pages: click on any of the links on the left panel of the home page of FrenchPropertyInsider.com under "Subscriber's Only," then type in your personal username and password. Past issues of FPI are available
on the Web site. You will find the We wanted better guides, So we wrote them!
French Property Insider subscribers receive a discount of 10% off any uide and up to 25% off the entire purchase (if two or more guides are purchased at the same time). Here's how it works: 1. Click on special Web link we give you just for FPI subscribers. 2. Then order one or more
guide(s) and use the promotion 3. If you order two or more
guides, then an additional 15% will be Here is the special "coupon"
Web link just for you: SUBSCRIBE TO PARLER PARIS If you're not a regular reader of the Parler Paris daily e-letter, and would like to be, simply enter your e-mail address here (it's free!): www.adrianleeds.com/parlerparis Copyright 2009, Adrian
Leeds®
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